Also, other books by GGK. Their role is pivotal in facilitating seamless transactions and ensuring business growth. For example, if it costs you $450 to process $15,000 worth of card sales, then your effective processing rate is 3%. Lightspeed POS: Best for customer loyalty. Which means new companies will be. Accepted payment options: Square accepts all major credit cards, including. It’s easier than ever to create a fantasy sports merchant. As a high-volume business, merchant processing is dominated by a relatively few large and midsize banks, which often use the services of independent sales organizations or membership service providers (ISO/MSP), join partnerships or alliances, or enlist agent banks. He is averaging 12. SMB Global: Best for international merchants. Houston is giving their home crowd exactly what they were hoping for. Fantasy encompasses more than you could imagine. Merchants Lion Fantasy Draft begins in: 0:00:00 Sun Aug 27 1:00pm ET. SecureGlobalPay also offers chargeback management tools, a payment gateway and fraud filters to monitor online. I wanted to take some time to really dive into the waiver wire. SMB Global: Best for international merchants. The typical fee for credit card processing in 2022 is 1. Stay informed. Meeting The Rapid Demands [email protected] Quarter Report. No team allows more than the 16. Primarily in credit card processing but other payment options for businesses as well. A merchant excels in the trading of items and goods in exchange for money, but I'd imagine his stats would most certainly be far inferior to that. SMB Global: Best for Ultra High-Risk Merchants. To facilitate easy payments and secure financial information, merchant processing accounts act as an intermediary between the two points in a payment transaction: when a customer swipes their card and. This is simply because that you shall not be able to process the card transaction. Best Justin Jefferson Team Names. Stripe. Chiefs. co offers a full compliment of online payment solutions for high-risk businesses. Total Merchant Services has helped over 500,000. Allied CardPay's gambling merchant accounts offer you a level of service that will help your business succeed and increase profits. Apply now for a credit card processing solution for your fantasy sports league and let the games begin! 888-383-8056 Team up with The Transaction Group for a credit card processing solution. Host Merchant Services: Best for large high-risk businesses. QuadraPay provides credit card processing solutions to fantasy league merchants in most nations, including the US, Canada, EU and EEA. Approximately 26 million Americans play in a fantasy sports league. The attraction of fantasy sports is easy to understand. 3. The universe of fantasy sports is more expansive than ever. Users can track players’ statistics in real-time. Here's a full comprehensive breakdown of who Stetson Bennett is and who he compares to as an NFL prospect. Category:Merchants contains all merchant articles related to the Final Fantasy series on the Final Fantasy Wiki . The fantasy sports markets continue to expand, and online sports betting is becoming more mainstream. The acquiring bank is your banking institution, while the issuing bank is the cardholder’s bank. Applying For A Fantasy Sports Merchant Account/Credit Card Processing Solution Applying for fantasy sports payment processing is made simple with Corepay. Understand more about being in high risk verticals by researching payment review websites with key information. Step 3: The payment gateway determines which credit card provider (Visa, Mastercard. See full list on instabill. For Fantasy Sports companies, fantasy sports payment processing is a crucial aspect of their business. Debit card processing is the merchant’s responsibility, with rates starting at 1. Our Latest Premier League StoriesFantasy Sports Company 007910 6120 Paseo Del Norte, Suite F2 Carlsbad 92011 FEEDMOB INC. 10, or $2. A Merchant with multiple Merchant outlets may add the city, store number, or other unique identifier to distinguish the specific Merchant outlet. That’s because the nature of the fantasy sports industry ensures it’s always placed in the high-risk category no matter the payment processor. We held our final Superflex mock draft Thursday, which is a 12-team, PPR league. Rates as low as 1% See If You're Pre-Approved *Rates quoted as the % above normal card interchange costs, dues, fees, and assessments. The third level includes merchants handling 20,000 to 1 million transactions a year and the fourth includes merchants handling fewer than 20,000 transactions a year. Credit risk underwriting. The requirements for these fantasy sports vary. Soar Payments: Best for. C. On your team page, click Details next to the trade notification. NFL NBA Megan Anderson Atlanta Hawks Los Angeles Lakers Boston Celtics Arsenal F. Get Started! (800) 993-6300. If you need an alternative to cash and check payments, TTG can help you set up a secure, efficient credit card processing services and have your league accepting credit & debit. While the Crusades helped open up new trade routes in the Near East, Marco Polo stimulated interest in the far East in the 12th and 13th centuries. Durango Merchant Services: Best for offshore merchant accounts. Top credit card processing companies for small businesses include Square, Helcim, Stax, Stripe, Payment Depot, PaymentCloud, Shopify, Payline Data and others. consumers use credit cards over cash to make purchases, according to a report by the Federal Reserve. A pre-printed voided. With OptBlue, you have options. 1 percent shooting from the field has also enabled him to provide 25. And most MasterCard and Visa agreements limit surcharges to the actual costs of processing the credit card transaction or 4%, whichever is less. When it comes to getting a fantasy sports merchant account, the industry is thriving. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online. The realm of payment processing sprawls across a diverse spectrum, encompassing e-commerce payment processing, tailor-made merchant processing for brick-and-mortar establishments, and the specialized realm of high-risk payment processing. Experience premium end-to-end banking solutions with Kotak Privy League. That’s because the nature of the fantasy sports industry ensures it’s always placed in the high-risk category no matter the payment processor. 29% - 1. Thanks for your support! While definitions for fantasy genres and subgenres are generally well-defined, they will continue to shift. In this article, we will discuss some of the many reasons why you need a payment processor for your fantasy sports league. Merchant processing can provide a wide range of benefits to help companies in all sectors achieve their goals. Square: Best Credit Card Processing Company For. Fantasy Football Support. The alternative option is flat. Available only for qualifying merchants. Dharma Merchant Services: Best for merchants who process more than $10,000/month. You can be live and accepting payments within minutes! With Stripe there are no setup fees, no monthly fees, no card storage fees, no hidden costs: you only get charged when you earn money. With conventional banking partners and payment processors, fantasy sports merchant accounts are hard to acquire. Thu, November 23, 2023, 12:05 PM EST · 1 min read. The 6 Best Retail Credit Card Processing Companies. Your merchant statement is an important document to your business. For more information, visit the National Processing website or call (385) 777-1235. Navigating through this high-risk terrain can be daunting, especially with banks often shying away from offering merchant accounts to fantasy sports businesses due to increased chargebacks and potential. If you need an alternative to cash and check payments, TTG can help you set up a secure, efficient credit card processing services and have your league accepting credit & debit cards within days of applying. For more than two decades, Signature Payments has specialized in secure credit card processing for businesses that other payment providers typically deem “high-risk. Stripe. Fantasy Sports Merchant Account With an increasing rise in sports and online gaming, many people are considering growing their own fantasy sports business. EMB, or eMerchantBroker. com is one of the top-rated high risk merchant account providers in the USA. Payment processing fees and LeagueApps fees are collected as your customer's transaction is processed. Choosing the best credit card processor for your small retail business comes down to three main factors: (1) features, (2) pricing, and (3) customer support. 50 per occurrence, a retrieval fee of $7 to retrieve a sales. Online the rate is 2. In order to have an online shop, companies will be looking for merchant accounts that are suited to their industry. 5 opciones para sustituir a Gavi por menos de 20 millones en LALIGA FANTASY, una de ellas por 500K . If you play fantasy football, you are no stranger to data-driven decision-making. Select 'Options' from the top right (you will need to select the cog-shaped icon first) Select 'Safe and blocked senders' (under 'Preventing junk email') and then 'Safe senders'. 30. Users can track players’ statistics in real-time. If a merchant’s chargeback exceeds a certain limit, the bank is quick to shut down the account as well as charge the processor a heavy fine. eMerchant Broker: Best for High Approval Rate. Businesses in this field can be extremely successful, but only if they are utilizing all of their professional tools. According to the Fantasy Sports Trade Association, more than 44 million fantasy sports players came into the market between 2003 and 2017. Merchant Accounts; Payment Gateways; Chargeback Mitigation. Know more about our Privy League Program for HNI and HNW banking, here. Online Gaming & Fantasy Sports Credit Card Processing You need a way to accept credit card payments from players around the world, all in real-time. By actum September 3, High Risk Support A Fantasy Sports merchant account is classified as high risk for a variety of reasons, making it difficult to find a reliable processing partner. Then it happened again on November 6. Play Fantasy Football for free on ESPN! Expert analysis, live scoring, mock drafts, and more. We would like to show you a description here but the site won’t allow us. premierleague. Though ESPN fantasy football sets a default trade deadline, your commissioner does have the option to change this date depending on your league’s preferences. They have a bit of a cushion as they currently lead Central Michigan 17-3. Tom doesnt sell his stock of foodstuffs and potions, he trades it for items he deems "interesting". Smart, trusted payment solutions built for growth. 5 and 3%. 9% of the transaction amount, plus $0. Here are the steps involved in a batch settlement: Several transactions, usually within a 24-hour time frame, are aggregated together into a batch and all the transaction information is sent to the payment processor. 2 days ago · 3. Fantasy sports, specifically fantasy football, not only has become a beloved tradition in the states but a popular new way for people to gamble. Chase Merchant Services has transparent, reasonable pricing for solutions that help optimize, grow and protect your business. Switch your leagues over today!Given the importance of processing credit cards to every organization that collects fees, we have an interest in a smooth and successful business relationship between our constituent leagues and their merchant services provider. Fantrax offers the most customizable fantasy league management service in the industry, with free offerings in baseball, football, basketball, hockey, soccer, golf, and racing. Fantasy sports merchant accounts are custom payment processing services for online gaming businesses. However, the processing pros at eMerchantBroker are now accepting fantasy sports league merchant accounts. 1. Save on fees so you can keep more funds for what truly matters. Mastercard:Fantasy Sports Merchant Account has greater support features and flexibility when it comes to providing efficient business transactions. Information security compliance. A small service charge is applied to all sales using. Wealth & Investing. Merchant processing is a separate and distinct line of business. Merchant services allow you to get paid quickly and securely as a retailer. This is when your most recent season is recorded in the History section of your league. 5 Star processing is best merchant & payment gateway provider. The actual percentage per swipe varies based on a host of factors. Interchange, assessments, and fee structures. They also offer a free credit card terminal for any merchant that has over $10,000 in processing each month. m. For example: the interchange fee for a particular transaction is 1. Many merchant account processors will even immediately deny fantasy sports leagues seeking to be qualified for a merchant account simply due to its high-risk. Merchant Processing Solutions Fees. Tom: A large Troll who carries a cart like backpack with the help of ropes. 2023 Projections. On a fundamental (and legal) level, here's what your merchant statement needs to include: Merchant account summary. Grow your business with our comprehensive solutions. However, all payment providers charge a processing fee as standard, and Wix Payments is no different. Most. FAB budget ranges from $1 - $999. Also, commissioners can push trades through as well and make them immediate. TeamStake ensures that entry fees for all your leagues are easily managed from one robust interface. At 5 Star Processing, we have chosen to specialize in Merchant Accounts For High Risk Business. Fantasy Sports Merchant Account With an increasing rise in sports and online gaming, many people are considering growing their own fantasy sports business. In reality, fantasy sports are more akin to games of skill than to gambling. S. Once the processor has the approval or denial, they send the information to the payment gateway. This high-risk vertical will require a payment processing provider that understands the ins and outs of this…Fantasy Football Support. We help business owners accept card payments from their clients. Apply online or call us today! Without Fantasy Sports Merchant Account Solutions, you allow the online money transferred by the customer to obtain your services for the subscription. Square is a leader in mobile payment solutions for small businesses with a user-friendly system that makes it easy for companies and customers. Like sports betting and gaming merchant accounts, processing for fantasy sports are considered high-risk. 96% + $0. now if the trade passed the processing and the guy got injured the next day but before he played a game, that's on your watch and you're screwed. Deposits must be made with a payment method that is registered in your name. Stripe - Best for online-only donations. Download our App. If you are planning to start your own fantasy sports business while being able to collect the payments become a top priority. Instead, you need to look for a high risk processor, such as EMB. Here’s a rundown of merchant services. Back in October, I spent £204 on Molton Brown products online via its website. There are many fantasy sports business owners who look for high risk merchant account. If you want to do it yourself, the formula is: (total processing fees / total sales volume) x 100. 3% plus 30 cents for invoices. Understand more about being in high risk verticals by researching payment review websites with key information. The two teams worked hard to overcome the odds in. We’ll work with you to integrate payments precisely, and define a go-to-market strategy that fits your customers’ needs—so you start generating revenue from day one. His 52. 008109. Noticias 4 days ago. 95, and a variable monthly minimum fee. If you need an alternative to cash and check payments, TTG can help you set up a secure, efficient credit card processing services and have your league accepting credit & debit cards within days of applying. To make this type of trade, look at your standings and find the team that is lower in one category than the others. Based on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. The application process is easy, which is a breath of fresh air for those who have dealt with banks and other processors. However, the term merchant services can also encompass the behind-the-scenes process by which a business accepts payments, the. Accomplish credit card processing through Fantasy Sports Merchant Account . For more information, visit the Host Merchant Services website or call (888) 591-9026. Credit card increases the efficiency of your business. Get Started Today. #1 Credit Card Processor - Retail Rates: 0. International marriage brokerage businesses. To see if you qualify, call (800) 993-6300 now and speak to an account specialist. Although an application for online payments does not guarantee approval, successful applicants can begin processing payments in as little as 24 hours. We support all industry types. Merchant services is a broad term used to describe a range of financial services for businesses—most generally, the services a business uses to accept and process payments, otherwise known as merchant processing. Fantasy sport leagues typically have a hard time establishing merchant accounts, since banks categorize leagues as “high risk. In the space provided, enter this address: noreply@mailout. Card security checks. Waiver wire. Please note that the above mentioned names are not the only ones offering payment processing for fantasy sports. Most processing statements are not later than 3 months (if applicable). Contact 9245 Laguna Springs Dr ste 200, Elk Grove, CA 95758, United States Online Gaming & Fantasy Sports Credit Card Processing You need a way to accept credit card payments from players around the world, all in real-time. When you select Premier One Payments as the merchant account provider and payment processing company for your fantasy sports business, you will get the high level of service that your company deserves. Gravity Payments gained fame in 2015 when chief executive officer (CEO), Dan Price, announced a $70,000-per-year “minimum wage” for all employees. High risk merchants who choose to process with instant approval companies may have their account shut down which can lead to lost revenue. With built-in security, safeguarding our customers’ sensitive information is top of mind. Take a look at the latest methods for processing credit and debit card payments, including. PCI Data Security. Your total cost for taking the credit card is $2. With that said, average credit card processing fees range from 1. 6 billion). Interchange-plus pricing. With cost plus pricing, (as opposed to flat-rate pricing) you pay what the processor pays, plus a small fixed markup. bridging the worlds of digital assets, payouts, merchant processing and traditional financial services. A high-risk merchant account from TailoredPay may be just what you need. About Our Software. Click Submit. 5, 10, etc. Whatever your payment needs, we offer the expertise and solutions to make you more money. Best for multiple sales channels. It's your league settings I think. Accounts. Epoch - A pioneer of payment solutions for online merchants since 1996. High risk merchants who choose to process with instant approval companies may have their account shut down which can lead to lost revenue. At Seacoast, we make banking easy and convenient by offering services that allow you to bank anywhere, anytime. The Best Amon-Ra St. Most leagues use "No Limit" but if a specific number of trades is your league rule (ex. eHopper POS: Best for omnichannel. Japan. RETAIL; ECOMMERCE; HIGH-RISK; Industries Open menu. Brown Fantasy Names. Seacoast offers diverse solutions with local decision-making, convenience, technology and personal, one-on-one service. This is huge news, both or those who operate the sites and those who bet on the sites. In order to have an online shop, companies will be looking for merchant accounts that are suited to their industry. Example One:Play ESPN fantasy games. Industries. You now have several methods to invite team managers to your league: 1. So many weeks. Advantages and Features in the wake of acquiring High-Risk Gateway. , Visa, MasterCard) Once. A bunch of nerds who play games and makes comedy sketches about games. Customized means you control everything – from league size to scoring rules to your league’s appearance. Shopify POS has everything you need to sell in person, backed by everything you need to sell online. In Private leagues, LM has the ability to edit such order. Stream games on ESPN and play Fantasy Soccer. With new technology allowing companies to offer their customers even greater gaming experiences and the profits on the rise, more people will be jumping to get involved. You can view all available accounts that your user has access to by pressing the + icon. Then click 'Add to list'. 10 per transaction. Internet Merchant Accounts. With an increasing demand for online gambling and sports betting, new companies are seeing increased opportunity in the field. No monthly transaction fee invoices for simpler budgeting and cash flow management. Hello OpenFOAMer, I would like to provide a little case of a "filling bottle", which I changed from interFOAM to twoPhaseEulerFoam. Credit card processing companies for startups have easy signups, affordable processing fees, month-to-month billing, and hardware purchasing. At this point, each card issuer sends all of the funds from every transaction in the batch to your payment processor. The unifying thread connecting these multifaceted domains remains the imperative to embrace credit. Flat-rate pricing. Create account Login . ET. However, the term merchant services can also encompass the behind-the-scenes process by which a. Issuing bank (bank that provided the card to the cardholder) 7. 1 day ago · Other Black Friday video game deals for Xbox: NBA 2K24 Kobe Bryant Edition for $29. Fantasy sports has grown immensely well with an average crossing up to 12% every year. Retail fantasy sports merchant accounts are best suited for businesses who sell to their customers face-to-face, in a retail or storefront location with a reliable wired internet connection. The default budget is $100, but the commish of a Private League can adjust the budget as they see fit by clicking Free Agent Budget under the Manage Other Teams tab in their commissioner tools. Stax: Best for avoiding transaction fees. League Managers can determine how long that span of time is - 1 day is the default setting but can be adjusted to 2 days. Free to play fantasy football game, set up your fantasy football team at the Official Premier League site. Build your dream business for $1/month. There are only two early round RBs but real potential with later optionsAccount contact: Edwin Alcantro. For more than two decades, Signature Payments has specialized in secure credit card processing for businesses that other payment providers typically deem “high-risk. You also won’t have to worry about chargebacks, because we accept the high ratio of chargebacks that is. Fundraising for or financing businesses that are listed as prohibited/restricted above. Flagship Merchant Services (our previous recommendation) was bought by Paysafe; they are the same entity. The rate is dependent on the type of transaction (in general, debit cards cost less to process than credit cards) and the processing system the merchant chooses. 3. inLeague initiates the setup process, which is then completed. Wholesale merchants. Create or join a fantasy league. The banks consider fantasy. It is an established fact that your fantasy sports business is incomplete without a proper Fantasy Sports Merchant Account. LeagueSafe is the only online payment solution that offers safeguards for your season long fantasy prize pool. Merchants Lion Fantasy Est. Introduction. The markup is basically the difference between the interchange rate and the rate you are actually charged. Merchants are also approved quickly. Fantasy Sports Credit Card Processing. With Chase for Business you’ll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and managing payroll. Kentucky football gameThe Best Merchant Account Service Providers of 2023. Fantasy Sports Merchant Account Solutions. A typical processor will provide service options that allow the merchant to accept and make payments via electronic transfer from a bank account, a debit card, or a credit card. Fantasy Sports Merchant Account With an increasing rise in sports and online gaming, many people are considering growing their own fantasy sports business. Browns' Jakeem Grant carted off field vs. 17, 2015 - PRLog-- Fantasy sports betting leagues are taboo to the processing world, and have been for their existence. The Hanseatic League (Hansa = “guild”) was officially born when the German city of Lübeck. We don’t penalize businesses operating in high-risk industries for merely operating in those. S. Mainly on mobile phones and laptops. Visit Site. I prefer a larger budget since a kicker or defense acquired for $1 is a lot cheaper as a percentage of your budget with a $500 or $1,000 FAAB than it is with a $100 FAAB, but the Footballers strongly prefer a $100 FAAB. Square’s pricing is always transparent. Simply click "Edit" and use the drag function which should appear on the right. Valued at a whopping $8. ’. In the recent past, payment processing companies like Instapay, PayUMoney have stopped entertaining applications from fantasy sports startups. 99. Our goal is to help the game grow and flourish, and that is why we have. Fantasy football has grown steadily since its beginnings in the 1990s. With fair rates. PayPal - Best for local nonprofits. Most FAABs are set at $100-1,000 in the beginning of the year. Simple, with easy all-inclusive merchant integration. PayPal is the faster, safer way to send and receive money or make an online payment. 5 Star processing is best merchant & payment gateway provider. What is MyFantasyLeague. Step 1: The consumer pays a merchant with a credit card. the real NFL vetoes trades when guys show up and dont pass the physical, I see the same logic being used here. The normal annual spending per player is by and large $600 as would be considered normal to account for an incredible total revenue of close to 7 billion USD! Get ahead of the game and address each of your Fantasy League Merchant Account payment processing issues now! Organizations for Fantasy League betting: • College and. Square offers an app, physical card scanners, and a Point of Sale system for small businesses. Next is your business, or the merchant. Subscription fee: $6. Within two to six weeks of a sport’s postseason concluding, your fantasy league will go through the League Archive Process. The data also has told us that Warren is clearly the better player. Monday - Bored or WildcardWednesday - Epic NPC ManFriday - V. Fixture 14 In progress . 9% for card-present swiped transactions. 857-588-9459. Visit ESPN for soccer live scores, highlights and news from all major soccer leagues. Customizing the Trades To improve the game for fantasy players of all levels and skillsets, IBM worked with ESPN to create a more customizable, transparent and understandable experience within the ESPN Fantasy App. As such, it can be difficult to get approved for a merchant account for a high-risk business. Small Business Payment Processing; Declined Transaction by Issuer; Merchant Account Fees; Merchant Identification Numbers; Credit. 75 quarterly PCI compliance fee, a monthly PCI non-compliance fee of $18 or $29, a $200 “infrastructure upgrade fee” that is. S. ADULT; BAD CREDIT;. With expertise in TMF/MATCH processing, high approval rates, competitive pricing, and exceptional customer service, HMS is a top choice for businesses looking to accept credit card payments from customers buying TMF/MATCH products. Level 2: Merchants processing 1 to 6 million transactions per year. MVP . Stax is a great option for established small businesses with high annual revenues. The Late Kick is LIVE Sunday, Tuesday & Thursday (8pm ET/7 CT) at the 247Sports YouTube page. Complex tax management US Tax / EU VAT. By requesting to deactivate your account, the following steps will be taken: Access to your FFPC account will be removed for the length of time which you specify. Total # of items charged by card type. Merchant services allow businesses to accept credit and debit card payments. Fantasy Sports Merchant Account With an increasing rise in sports and online gaming, many people are considering growing their own fantasy sports business. Fantasy football has bloomed continuously since it originated in the 1990s. There were two main types of guilds: merchant guilds for. Note that in this example, interchange fees account for a whopping 87. When it comes to getting a fantasy sports merchant account, the industry is thriving. 6)G'day RotoBallers! Trading and fantasy basketball go hand in hand. Merchant. There is no. 3 points. Business and operational model analysis. Settlement bank (aka, sponsor bank) 6. g. Full merchant account provider. The fantasy sports markets continue to expand, and online sports betting is becoming more mainstream. At Premier One Payments, we are the rare merchant account services provider that is ready and willing to work with collection agencies. 50% and 3. Company of the Brazen Pennant. Clover uses a flat-rate pricing structure. View our rankings of the best credit card processing companies in Spain. Spike Brokers, which tracks exports in Ukraine, said on. The Cash Discount program is designed to encourage customers to pay your credit card fees or cash. Dharma: Best for Transparent Pricing. 1. 6% plus 10¢ per transaction, while online rates come in at 3. With our simple sign-up process, affordable pricing, flexible solutions, and top industry-standard security, setting up a fantasy sports merchant account is entirely seamless. This is huge news, both or those who operate the sites and those who bet on the sites. Here are the top 5 high risk merchants that are mostly likely to process high risk payments. You might ask, "What if I propose a trade near. ”. This is where the processor makes its profit. . Click the button on the left, type your information into the form, then print the page and bring it to your. Some states are legalizing online sports betting, but can lead to a great business opportunity. By using a point-of-sale system (POS) or credit card processing machine, your fantasy sports merchant account will allow you to accept debit and credit card payments from. 2023 Projections. The key to success in obtaining merchant processing to to work with a bank that understands the nature of the fantasy sports. Shopify POS: Best for retail businesses. Preview. Guest of the League. Message participants, set deadlines, and much more! Collect your fantasy league payments through TeamStake. That’s a change from the past when merchant fees depended on the type of financing customers requested. Ottawa is focused on acquiring the General Atomics MQ-9B Reaper in a project budgeted with as much as 5 billion Canadian dollars ($3. Friendly & Professional.